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« on: November 14, 2010, 05:37:18 PM »
Hello Mr Michelen,
I want to thank you again for your phone call on October 28th. As I told you it was my birthday and having your guidance made my whole day!
I took your advice and made a phone call to NCS Recovery on November 1st. "Ashley" is managing my file. This business must be "rinky-dink", even when answering the phone they don't have the business etiquette to answer with the identity of the business. However, I spoke to Ashley and discussed my limitations for paying the demanded amount of $2790.00. She asked me what I thought would be a reasonable offer, my response was "somewhere between 0 and the reduced Masterfile amount , $930.00. I offered $500-600. Of course she would have to get back to me after consulting with Masterfile. Two days later I call NCS to find out the offer (again, the phone etiquette was lacking). At that point I really wondered if this was a legit collection agency. Ashley comes to the phone, asks what I want. I told her I was interested in the settlement amount from Masterfile. I also said I found their practice in greeting their customers less than business-like. Probably not the best way to start the conversation---"Dragon Lady" yells "what are you afraid Doris? Do you think I am trying to rip you off? (yes). Why don't you look up NCS info on the web and get back to me". Needless to say I have not called "Dragon Lady" back.
After multiple discussions around my dining room table, my husband is asking me why I don't close the business. The company is a LLC, so would I be held personally responsible for the demanded monies?
Honestly, this little business is a small service. My referrals are primarily "word of mouth". I am not website dependent. So closing this business through the state and feds, close the small bank account and restarting in 2011 with a new name is not going to impact my future.
Oscar, I guess the big question is, should I secure your services to notify the "creditors" that the business is no longer in existence and there are no assets.
I will say it over and over, I would rather support your fund and drop these sharks on their nose than to pay the extortion money
I know you are a busy man. I will wait for your reply.
Thank you
Doris