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UK Getty Images Letter Forum / Re: Help! Debt collection letter arrived
« on: June 18, 2012, 11:19:22 AM »
Here you are
http://www.oft.gov.uk/shared_oft/consumer_leaflets/credit/oft1299.pdf
"What if the debt is not yours or you have paid your debt?
If you don't think the debt is yours, you don't think you owe the amount being asked for
or if you have already paid the debt, tell the debt collector immediately.
You don't have to give any documentation to the debt collector. They must provide
information to you to prove you owe the money."
I'm not a lawyer but proof of the debt would surely have to be a contract between you and Getty stating the terms of the contract and have your signature or e-signature and date. Since that doesn't exist neither does the debt.
http://www.oft.gov.uk/shared_oft/consumer_leaflets/credit/oft1299.pdf
"What if the debt is not yours or you have paid your debt?
If you don't think the debt is yours, you don't think you owe the amount being asked for
or if you have already paid the debt, tell the debt collector immediately.
You don't have to give any documentation to the debt collector. They must provide
information to you to prove you owe the money."
I'm not a lawyer but proof of the debt would surely have to be a contract between you and Getty stating the terms of the contract and have your signature or e-signature and date. Since that doesn't exist neither does the debt.