concerned_man,
I am no legal expert, but unless the image was obtained by a TemplateMonster.com template, you will have to Play or Pay. None of these companies care how the image ended up under your company name. All they want is a paycheck. If you plead your case that a web designer put it there, they will say fine... pay us then sue them for your damages.
In short, and as I am new here too... If it is a single, two, three or even up to maybe 6 images, almost none of these extortionist have actually followed-up on their threats to take you to court. However, as it will always be said here, there are no guarantees. You can pay them and go on your way and not look back. You can pay Matt a small fee to have a condensed session of what about a good week of reading this forum and the
SCRIBD site will teach you. You can also pay Oscar to begin a
Letter Campaign on your behalf. Or... you can take this bull by the horns yourself, and begin your own campaign of writing letters challenging their position. That is what a good number of members are doing, if you can handle the up to 3 year Statute of Limitations ride.
In my case, it is pure principle. I built a site for my Friend's business and he is being harassed by these scum. I read many posts and with the help and proper direction provided by the Senior Members and previous postings of others like cases, I have become my friends pseudo Attorney. Like the others, I want proof of their exclusive right to manage this photo, how long have they had this right, is the copyright filled and so on and how the hell they figured our usage (if any) equals laughable amounts of damages.
Never the less, the choice is ALL your and ONLY your to make.
Get Help With Your Extortion Letter! is a Sticky item on the main section but this is, I think, the very best place to start your education and decision process.
Also, I am no one here, just another recent victim like you. If any Senior Member contradicts what I have written, then take their advise and not mine!!!
Good Luck and welcome to the club.