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Getty Images Letter Forum / Collection Agency call
« on: July 23, 2013, 05:49:57 PM »
I got on my phone what I believe to be my first collection agency call regarding my Getty issue. I can't say that for certain, I got a call, they left no message, and when I googled the number it came up as Primary Financial Services out of Arizona. From reading about them they appear to be a pretty nasty and rude collection agency. Since I have no outstanding debts to be collected, I can only assume this is Getty's "Escalation" as the timing would be about right 4 months after my last correspondence with them.
Since I never signed for any debt, I know i have some rights through the Federal Fair Debt Collection Act, can someone give me a rundown of how best to handle the collection agency and what I need to say to them if in fact they are the ones attempting to come after me.
Since I never signed for any debt, I know i have some rights through the Federal Fair Debt Collection Act, can someone give me a rundown of how best to handle the collection agency and what I need to say to them if in fact they are the ones attempting to come after me.