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Topics - ruinedmyday

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I just received a $1000+ settlement letter from Getty/McCormack Legal. They say this is the second attempt to contact me. This is the first I've heard of it. I thought maybe the original email went to spam, but I couldn't find anything.

The email doesn't mention the infringing image on my site. It just links to my site. All of the images used on the site are from WikiMedia Commons. However, users are free to login and submit their own images on their own pages. I imagine it's one of those images.

What do I do? Should I make contact and ask them what image is infringing on their copyright?
If it was posted by a user, doesn't DMCA have me covered for a takedown request before litigation?

Thanks in advance for the help!

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