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Getty Images Letter Forum / collections
« on: September 08, 2011, 10:35:48 PM »
Has anyone had Getty successfully send their "invoice" to collections to where it actually appeared on your credit report, damaging your credit?
My understanding is that there has to be a contract for any debt to appear on someone's credit because if there isn't a contract, what's to prevent someone from saying whatever they want like, hey so and so owes my business $X,XXX and I'm reporting it to collections just because.
My understanding is that there has to be a contract for any debt to appear on someone's credit because if there isn't a contract, what's to prevent someone from saying whatever they want like, hey so and so owes my business $X,XXX and I'm reporting it to collections just because.