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Getty Images Letter Forum / The NCS settlement letter - ignore or write to them to dispute debt?
« on: September 15, 2011, 03:33:38 AM »
I've been ignoring Getty letters for over a year now, and just received a collections letter from NCS offering to settle for about half.
"Your continued failure to pay the demand above can result in further costs and escalated proceedings for recovery of the amount due. Such actions may include the initiation of court proceedings to settle the unauthorized use claim."
and then
"Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this matter or any portion thereof, this office will assume this matter is valid. If you notify this office in writing within 30 days from receiving this notice, this office will prove verification of the matter. This is an effort to effect a settlement and any information obtained will be used for that purpose."
What's the recommended action at this point? I'm inclined to ignore again, since I don't ever deal with collections agencies, but should I contact them to dispute the debt?
Does this settlement letter mean that Getty has sold the debt and is done trying to collect?
Thanks for any tips.
"Your continued failure to pay the demand above can result in further costs and escalated proceedings for recovery of the amount due. Such actions may include the initiation of court proceedings to settle the unauthorized use claim."
and then
"Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this matter or any portion thereof, this office will assume this matter is valid. If you notify this office in writing within 30 days from receiving this notice, this office will prove verification of the matter. This is an effort to effect a settlement and any information obtained will be used for that purpose."
What's the recommended action at this point? I'm inclined to ignore again, since I don't ever deal with collections agencies, but should I contact them to dispute the debt?
Does this settlement letter mean that Getty has sold the debt and is done trying to collect?
Thanks for any tips.