Of course, judgments are a bad thing and it is certainly preferred to not get one. I never said it wasn't a bad thing but it ain't the end of the world. When I say "uncollectible", it should be obvious, I don't mean it in a literal or legal sense. It is an attitude with some street-attitude brain power behind it. It is my hyperbolic term to mean "very difficult and expensive to collect that is not worth it".
If filing a lawsuit, getting a judgment and collecting cash and assets is so easy and inexpensive, why are any of us discussing extortion letters at all? Why should Higbee waste their time calling, pleading, and sending emails REPEATEDLY to convince people to pay? They should be advising every client to file a lawsuit against everyone they believe can pay up.
If it was all so easy, why did Righthaven get pounded into the ground? It if it was all so easy, why did the RIAA stop their lawsuit campaign years ago? IF it was all so easy, why did Prenda Law and its ilk get put down like the dogs they were?
What about Masterfile that embarked on a copyright infringement lawsuit spree in the 2010-2012 era? Why did they abruptly stop their lawsuit campaign? Could it be that perhaps their lawsuit campaign became too costly? Could it be despite their many "winning" judgments, they ultimately lost money because they decided to listen to some "knowledgeable lawyer" who thought it was smart to file all these reckless lawsuits to "set an example" thinking that all these "easy default judgments" which supposedly includes reimbursement of legal and filing fees never actually translated to collecting cash?
Of course, if someone is willing to spend unlimited time, energy, and money to collect on a finite judgment, it is possible to "collect" almost anything. But who in their right minds will spend unlimited time, energy, and money to do so? Very few. But judgments and the collection process can be a very arduous and expensive process. If it wasn't, you wouldn't have finance and collection companies constantly offering "settlements" even after a judgment occurs. And most people don't know that not all judgments don't exist "forever". Some do "expire". Please note my quotation marks so you don't take it literally.
And, if you think all these unpaid accounts with collection agencies and businesses are confined to the poor, renters, and people without a car and a house, I would say you probably have not seen enough. And if you think that the only people with unpaid judgments and debts are living homeless in a tent under a bridge, you clearly have not seen what I have seen.
I also happen to know how legal titles work with both real estate and vehicles. Unless you are a direct secured lender, it ain't so easy to take control the asset as you seem to be implying and squeeze spendable cash out of it. You have also not seen mortgage companies who won't foreclose even when they have every right to do so. It is very hard to squeeze cash from a knowledgeable person unable or unwilling to pay.
Regarding credit, I know plenty of people who have good and bad credit. And the people with bad credit certainly are inconvenienced by not having good credit. But it ain't the end of the world. And bad credit can become good credit again if you know how to do it. Bank accounts can be closed and money can be transferred to accounts in different names. Most websites are not worth very much financially. Most websites are pretty worthless and I challenge anyone to take over most people's websites and try to squeeze spendable cash from it. If the owner walks away from the website, most websites become quite worthless.
If you want to help serve the Higbee cause by spreading gloom and doom, you can do that. Uninformed people who do not know the details and mechanics of the things you outline have few choices. OR, they can get smarter. And yes, there are defense lawyers who are experts who fight against collection lawyers. But you don't have to be an asset defense lawyer to adopt the strategies and tricks of the trade.
As a general rule, I respect lawyers but I have been around long enough and seen enough to know that there isn't a single lawyer that "knows it all". And there are many "knowledgeable" lawyers that discuss ivory tower theory vs. what happens on the streets which is what I base my statements on.
So, if people want conventional advice, people can just roll over because of an extortion letter and the threat of a lawsuit and pay up. Or they can smarten up and actually learn some finer points. And just so you know, people who succeed in beating back collection efforts don't advertise their victories. They win quietly.
Just like many victims who hunkered down for 3-years living with uncertainty under the statute of limitations pass? They stayed quiet and laid low until the 3-years passed. And don't insinuate that the only people who hunkered down for 3-years are people who have no assets. I happen to know otherwise.
Bottom line, readers can your views and my views and they can decide for themselves if they want to perhaps get smarter and learn something about standing up for themselves and not getting taken advantaged of.
Just to be clear. Being uncollectible is not something someone with assets just decides to do once they get a judgment. If you have assets, judgments are usually a very bad thing, especially ones from a federal court. Being unwilling to pay or deciding to be “uncollectible” is not an option for 99% of the people who have one of the following things (to name just a few):
1. House with equity
2. Business with assets
3. Bank accounts with money in them
4. Receive a W-2 paycheck
5. A vehicle that is owned or worth more than is owed
6. Web sites with valuable domain names or traffic
A judgment can also screw a person’s credit for a longtime. Some credit lines and loans can become payable if a person gets a judgment against them.
“A Lawyer” has previously posted some good information about judgments at
https://www.extortionletterinfo.com/forum/higbee-letter-lawsuits-forum/judge-awarded-higbee-associates-$48-000-for-use-of-1-photo!!!/
And https://www.extortionletterinfo.com/forum/higbee-letter-lawsuits-forum/higbee-continues-to-make-demands!/
My advise, unless you have previously engaged in some very significant and often costly assets protection strategies, don’t get a judgment against you or your business.
If you have assets worth preservering, hire a lawyer who handles copyright claims (preferably one with history of photo cases). You may not need longterm representation, but you need a professional to review your case.